PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE
Who we are and how to contact us
Sbs-uae.org is a site operated by Al Tareeqah Management Studies FZE which may be owned by a parent company or affiliates (“We”). We are registered as a free zone limited liability company in RAK Economic Zone, Ras Al Khaimah, United Arab Emirates.
To contact us, please email info@sbs-uae.org.
By using our site you accept these terms
By using our site, you confirm that you accept these terms of use and that you agree to comply with them.
If you do not agree to these terms, you must not use our site.
We recommend that you print a copy of these terms for future reference.
There are other terms that may apply to you
These terms of use refer to the following additional terms, which also apply to your use of our site:
– Our Privacy Policy https://sbs-uae.org/privacy-policy, which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.
We may make changes to these terms
We amend these terms from time to time. Every time you wish to use our site, please check these terms to ensure you understand the terms that apply at that time. These terms were most recently updated on 16.03.2023.
We may make changes to our site
We may update and change our site from time to time. We will try to give you reasonable notice of any major changes but you should continually check these terms when you use our site.
We may suspend or withdraw our site
We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our site for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.
You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.
You must keep your account details safe
If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.
We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion, you have failed to comply with any of the provisions of these terms of use.
If you know or suspect that anyone other than you know your user identification code or password, you must promptly notify us at info@sbs-uae.org.
How you may use material on our site
We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.
You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.
If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
Do not rely on information on this site
The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action based on the content on our site.
Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.
We are not responsible for websites we link to
Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.
We have no control over the contents of those sites or resources.
User-generated content is not approved by us
This website may include information and materials uploaded by other users of the site, including information from the Service Providers. This information and these materials have not been verified or approved by us. The views expressed by other users on our site do not represent our views or values.
As the customer, you acknowledge that reviews and ratings you provide on the site can be used publicly without giving you any notice and information. You agree that you are not going to share personal information, contact information or any other content that violates other parties’ privacy and rules and regulations of the Emirate of Ras Al Khaimah and United Arab Emirates. The reviews and ratings you provide might not be removable by you from the site and/or the other websites and search engines.
If you wish to complain about information and materials uploaded by other users, please contact us on info@sbs-uae.org.
Age Restriction
You must not be under the age of 18 years old to use our site and if you are you will not register as a user of the site and will not transact or use the site. You agree and warrant that you are at least 18 years old. If we find out that you are not, we will immediately restrict your access to the site and terminate your user profile.
Trademark
SBS trademarks and other SBS logos, products and services, are trademarks of SBS. Except as otherwise permitted by law, you agree not to display or use in any manner the SBS Trademarks without our prior written consent.
You agree not to reproduce, duplicate, copy, resell or exploit for any purposes other than as permitted in these terms of use, any part of our content and product as you may find on our site from time to time.
Business Process
Method of Payment, Card Types accepted and Currency
All credit/debit cards details and personally identifiable information will NOT be stored, sold, shared, rented or leased to any third parties
We use a third party payment gateways to collect payments from customers on our site.
We accept payments online using Visa and MasterCard credit/debit card in AED (Emirati Dirhams). All refunds (if applicable) are also transfer through this mode of payment to the same card as you paid with.
Any purchase, dispute or claim arising out of or in connection with this website shall be governed and construed in accordance with the laws of UAE.
Cancellation Policy
This is the standard cancelation policy for our site, however each Service Provider may have their own cancellation policy depending on the nature of the Services they offer. We will try to provide you with up to date information on the Service Provider’s cancellation policy and inform you when they make any changes if you have already booked a Service.
If the Service Provider cancels a Service for reasons outside of their control (force majeure) you will have the right to reschedule the Service at your convenience.
We, and our Service Providers, may in our sole discretion, alter the cancellation policy on a case by case basis in order to accommodate you.
We are not responsible for viruses and you must not introduce them
We do not guarantee that our site will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programmes and platform to access our site. You should use your own virus protection software.
You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Cybercrimes Law applicable in the United Arab Emirates. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
Which country’s laws apply to any disputes?
These terms of use, their subject matter and their formation, are governed by the laws of the RAK Courts. You and we both agree that the courts of the RAK will have exclusive jurisdiction.